Steps to Debt Settlement
01
Free Consultation
Your journey towards financial freedom begins with a free consultation with one of our experienced attorneys. We’ll review your financial situation, discuss your options, and determine if debt settlement is the right path for you.
02
Customized Debt Settlement Plan
If debt settlement is deemed suitable for your situation, we’ll create a customized plan tailored to your specific needs and budget. This plan will outline how much you can afford to pay each month towards settling your debts.
03
Negotiation
Armed with this plan, our skilled negotiators will then contact your creditors. We’ll work tirelessly to convince them to accept less than what you owe.
04
Settlement Agreement
Once an agreement is reached, we’ll present it to you for approval. You’ll always have the final say in accepting any debt settlement offer.
05
Debt Repayment
After you’ve approved the settlement agreement, you’ll start making payments according to the agreed-upon plan. Once your debts are fully paid, you’ll be free from the burden of debt and ready to start a new chapter in your life.
06
You Move On
Welcome to your new, debt-free life!
You might not have to pay the amount you owe
Debt settlement is a legal process where we negotiate with your creditors to reduce the amount you owe. It’s an effective alternative to bankruptcy, which can have long-lasting effects on your credit score.
★ ★ ★ ★ ★
Thank you so much for your advise…it really helps..you put on a very strong defense for me..i think very positive and my days are more joyful also harassing phone calls were stopped.
Patrick L.
/
Client
Need help negotiating your debt settlement?
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Frequently Asked Questions
What is debt settlement?
Debt settlement is a process where a debtor negotiates with their creditors to settle their debts for less than the full amount owed.
How does debt settlement work?
Debt settlement involves the debtor making a lump sum payment or a series of payments to the creditor in exchange for the creditor forgiving a portion of the debt.
What types of debts can be settled?
Debt settlement can be used for unsecured debts such as credit card debt, medical bills, and personal loans.
What are the benefits of debt settlement?
Debt settlement can help debtors avoid bankruptcy and reduce their overall debt burden. It can also provide a faster resolution to debt problems than other debt relief options.
How do I get started with debt settlement?
To get started with debt settlement, a debtor should first assess their financial situation and determine if debt settlement is the right option for them. They can then contact a debt settlement company or negotiate directly with their creditors.